Loan Options Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you. Learn More PurchaseFixed Rate MortgageInterest Rate and payments remain the same for the entire term of the loan. FHA LoanAn FHA loan provides a government-insured loan with flexible loan options. VA LoanVA Loans offer flexible options as either fixed-rate or ARM mortgages. First Time Home BuyerPopular loan programs for first time home buyers. Low Down Payment OptionsExplore options that may make you a home owner with a low down payment. Bank Statement ProgramLeverage your bank statements to secure a favorable home loan. Reverse MortgageConvert a portion of your home equity into cash to secure your retirement. RefinanceRefinanceMortgage refinancing may lower your monthly payments. Cash-Out RefinanceAccess home equity for various purposes. VA Loan RefinanceThere are two main ways to refinance your VA loan.