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We don't work 9 - 5, we work Start to Finish!

As a wholesale mortgage brokerage, our primary goal is to secure low rates and fees for our clients.  We believe that a great business is about more than just low prices.

We invite you to scroll back to 2013!  The reviews offer a historical record into our unwavering dedication to our clients and our commitment to upholding our core values.

For over a decade, we’ve consistently received 5-star reviews, a testament to our commitment to superior service. It’s not often that you find a company that offers both competitive wholesale pricing and exceptional service.

Our core values of integrity, transparency, and customer satisfaction are not just words to us. They are principles that guide our every interaction with our clients. This commitment is reflected in the 200+ reviews we’ve received from satisfied clients.

Welcome to a rare find in the mortgage industry!

Todd Koellen Headshot

Welcome to Stone Ridge Home Loans, PLLC

We are going with the assumption that people want to hire a local expert to help with their specific needs as opposed to an out of state or online lender.

Someone you can trust to walk you through the process.  Someone you can get ahold of whether it is after hours or weekends.  The same person from start to finish.  No matter if it is a phone call, text, email, or face to face visit.

A home loan is very serious, usually it is the biggest financial decision of someone’s life.

We urge you to browse the online reviews hosted by Birdeye within our website.  You will see a pattern of our core values represented in that content.

Washington & Idaho are our home states.  We are experts in Community Property lending requirements.

“Why choose a Mortgage Designated Broker Owner over other available options?”

1. A mortgage broker is a professional who acts as an intermediary between borrowers and lenders. They help borrowers find the best mortgage rates and terms by shopping around with multiple lenders.

2. If you’re looking for a mortgage, working with a designated broker owner can be beneficial because they have more experience and knowledge than regular mortgage brokers or lenders. They can also provide you with more personalized service and help you navigate the complex process of obtaining a mortgage.

3. It’s important to note that a designated broker can also be a mortgage broker, but not all mortgage brokers are designated brokers.

We are the experts in the industry, look no further.

Helping clients obtain financing to purchase or refinance since Monday June 13th, 1988.

Hard work, honesty, integrity and attention to detail.

We work after hours and weekends to accommodate our client’s schedules.

5 Star Reviews
Years Experience
Day Average Close
Local Employees

Let's Learn!

Please check out our 27 educational articles we put together..

As an education based mortgage company we strive to provide helpful information.

Visit our learning center to learn some great tips about buying a home.

Shopping for a New Home

A Step-by-Step Guide to Shopping for a New Home

Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…

Our clients are the foundation of our success.

200+ 5 Star Client Reviews

Client reviews from around the internet.

The latest in mortgage news.

5 Tips for Buying a Vacation Home

5 Tips for Buying a Vacation Home

Owning a vacation home is a dream for many, offering a personal retreat and potential rental income. However, buying a…

Preparing Your Home for A Successful Sale

Preparing Your Home for A Successful Sale

Selling your home can be a complex process, but proper preparation can make all the difference. To attract buyers and…

Getting Clear on The Home Inspection Process

Getting Clear on The Home Inspection Process

A home inspection is a vital step in the home buying process, providing an in-depth look at the property’s condition.…

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